Landlord Insurance Quote

LANDLORD INSURANCE QUOTE APPLICATION

This application is for stand-alone rental properties being let to Short stay or Long term tenants where the Landlord does not live onsite.
All quotes include at least $20 million Public Liability cover.

Obligation For You to Provide Correct Information

Please ensure that all of the submitted information is correct and current as your quote will be based on this. Failure to provide the insurer correct information may impact a claim outcome, so it’s important to get this right.
Commencement date of insurance*

DayMonthYear
Name of Insured*
Property owner
Date of Birth of Oldest Insured*
Contact Name
If different to Insured name
Email*
Mobile Phone*
Postal Address:*
Risk Information Details
Is the property you are wanting to insure your primary residence?*

YESNO
Ownership*

I own the propertyI'm not the owner - I'm a tenant who is leasing and subletting to short stay guests
Do you have the Landlord's permission to sublet in writing?*

YesNo
If you are Leasing this property from the Landlord and Subletting to short stay guests, these are the conditions of cover:
- Strata Apartments only (no Building cover available)
- No Accidental Damage cover (basic Listed Events cover only)
- Must have Landlord's permission in writing
- Cannot let separate rooms in the property to unrelated parties
IMPORTANT NOTE:

Under a Landlord policy, your personal effects (clothes, jewelry, personal electronics and goods of a personal use nature) will not be covered and there is no provision for temporary accommodation cover in the event that the property becomes damaged and you need to move out while it is being fixed.

If you are concerned about the gap in cover, we may be able to arrange a separate Home Contents policy to cover your personal effects. This will overlay the Landlord policy and give you coverage for both the hosting risk and the personal risk. Conditions apply.
Are you letting room(s) or space in your home while in residence, or letting the property while you are away?

Letting room(s) in my home while in residenceLetting my primary residence while I'm awayOther
How long are you planning to be away for?*
Do you let separate rooms in this property to unrelated parties (ie: rooming house)?*

YESNO
If you are:
- Letting a spare room under the same roof while you are in residence,
- Only going to be away for a short period of time, or
- Only hosting very sporadically,
this type of policy may not be suitable for you. Please call us on 1300 158 911 to discuss.
How do you get your short stay bookings?*

Via Airbnb, Stayz or other peer to peer platformDirect bookings and/or via my own websiteBoth Platform and Direct bookingsI use a professional property managerOther
Disclosure questions

In the last 5 years...*

	YES	NO
Has any Insured person had an insurance policy declined or cancelled by the insurer?
Has any Insured person had a claim declined?
Has any insured had any criminal conviction relating to fraud, theft, dishonesty, arson, or malicious damage?

If you answered YES to any of the questions above, please tell us more:
Property Details
Building Type*

Freestanding HouseTownHouseTerrace HouseStrata Apartment/Flat/UnitSemi-detachedGranny FlatDuplex/Triplex/QuadplexBlock of unitsOther
Not any of the above? Please describe the property*
Is the property connected to town (mains) water?*

YESNO
Is the Building covered under a strata plan?*

YESNO
What floor is the unit located on?*

Ground1234567891011121314151617181920+
Number of units to insure:*
Strata Units, Apartments & Townhouses do not require Building cover, as that should be covered by the body corporate's strata policy.
What best describes your property:*

Built on a concrete slabBuilt on foundations/stumpsBuilt on polesOther
Cover Type*

Building & ContentsBuilding onlyContents only
INSURED ADDRESS*
Please include Suburb, State & Postcode
Occupancy Type*

Rented to Short Stay guestsRented to Long term tenantsIt's our Holiday Home which is also let to Short Stay guests
How is the property managed?*

The Landlord manages the property themselvesThe Landlord uses a professional Property Manager
Name of property management company*

Is the property...*

	YES	NO
poorly maintained or in poor condition (for example not secure, waterproof or structurally sound)?
likely to be unoccupied for more than 90 continuous days?
under construction or renovation?
used for community housing or public housing?
used as a hostel, hotel, serviced apartment, boarding house, bed & breakfast or guest-house (OTHER THAN AIRBNB/SHORT STAY)?
in an area where the land has been flooded/inundated by water more than once in the last 10 years?
Does the land exceed 2 hectares?

If land is greater than 2 hectares, please advise land size
Does the property have a swimming pool or built in spa?*

YESNO
Does the unit have a swimming pool or built in spa? (If it is in a common area, please answer NO as it will be covered under the strata insurance)*

YESNO
Is the property Heritage Listed?*

NOYES
Type of Heritage listing*

Local overlay onlyState/National Trust Listing (provide listing number
State Heritage Listing number*
Exterior Walls (majority of materials)*

Brick VeneerDouble BrickWeatherboard/TimberWeatherboard/Artifical/HardiplankFibro cement (no asbestos)Hebel/ConcreteStoneRammed Earth/Straw/Mud BrickAsbestosAluminium MetalVinyl claddingRendered MasonryOther
Roof (majority of materials)*

ColorbondConcrete TilesIron (corrugated)ConcreteSlateFibro cement (no asbestos)AluminiumAsbestosTerra cottaOther
Was the property ORIGINALLY built MORE than 50 years ago?

NOYES
What year was the property originally constructed?*
Excluding renovations

Number of Bathrooms/Ensuites on whole property*
Any room that contains either a bath or a shower or both
Number of Bedrooms on whole property*
If the property is a studio, please select 1
Build Quality*

StandardQualityPrestige
Number of levels*

123+
SUM INSURED FOR BUILDING*
Don't know the value of your Buildings? Use the calculator below
< CLICK HERE FOR BUILDING VALUE CALCULATOR >

DISCLAIMER: Please note that this valuation tool does not belong to Ceneta. The link takes you to the Cordell building valuation website, and is one of many valuation calcuators available online.
SUM INSURED FOR CONTENTS*
Your CONTENTS sum insured should cover the REPLACEMENT value of portable furnishings, carpets and blinds. Do not include the value of built-in items. If this is a strata unit, include the value of any improvements you have made that are not covered by the strata's Building insurance.
Do you have any special contents that need cover? (Items worth over $20k each)*

YESNO
Security
What best describes security on WINDOWS?*

Key operated locksSecurity bars/screensKey operated locks & Security bars/screensNo accessible windowsNone
What best describes security on external DOORS?*

Key-Operated Deadlocks/BoltsSecurity Cards/FobsDeadlocks & Security Cards/FobsNone
Alarm security*

NoneUnmonitored - Activates local alarm soundMonitored - Sends signal to a security service
Optional covers
What level of cover do you want?*

ACCIDENTAL DAMAGE - Maximum comprehensive coverLISTED EVENTS - Basic cover for the most common risks
Do you want cover for Theft by a Tenant?*

YESNO
Do you want cover for Loss of Rent in the event of damage to property?*

YESNO
What is the estimated annual income for this property?*
Do you want cover for Rent Default by Tenant?*

YESNO
Is the property currently unoccupied?*

YESNO
What is the weekly rent?*
Please provide details of the item(s) you'd like covered, including the sum insured
Is any business run from the property?*

NOYES
Are there any interested parties that need to be noted (ie: your lender)?*

YESNO
Name of Interested Party*
ie. Name of bank
Claims
Do you currently have insurance on this property?*

NOYES
if yes, how long have you had the property insured?*

0 - 1 year1 - 5 years5 - 10 years10+ years
If yes, who is the current insurer?*
Have you made any landlords buildings or contents claims in the last 3 years?*

NOYES

Any other information that we might need to give you an accurate quote?
How did you find out about Ceneta?*

Property managerHeard about Ceneta on FaceBookFound Ceneta website on GoogleFound Ceneta FB pageHeard about us on Airbnb forumFriend/ColleagueAlready a clientOther
What happens next?

We will take your supplied information and query our panel of insurers to find a product that provides the best coverage and value for your situation. We will then email you your quote with supporting documents.

Got questions? We are only a phone call away.

1300 158 911

Ceneta Insurance Services Pty Ltd ABN: 78 133 436 254
Authorised Representative No: AR 332815 of PSC Connect Pty Ltd
ABN 23 141 574 914 | AFS License No 344648
Should be Empty:

	Answer
What year was the property last rewired?
What year was the property last replumbed?
What year was the property reroofed?
What year was the property restumped?

	Date (DD/MM/YYYY)	Claim Description	Payout
Claim 1
Claim 2
Claim 3

Risk Information Details

Disclosure questions

Property Details

Security

Optional covers

Claims