HomeBiz Insurance Quote

IN-HOME HOST QUOTE APPLICATION

This insurance product is specifically designed for those who are hosting short stay guests at their primary residence. The eligibility criteria are:

1. You must be living at the property while you have guests

2. Property does not exceed 2 hectares

3. Property mut be connected to town (mains) water

4. Your property is not located north of Gympie QLD

If your property does not meet these criteria, we may have other solutions for you so contact us at info@ceneta.com.au or call 1300 158 911

Obligation For You to Provide Correct Information

Please ensure that all of the submitted information is correct and current as your quote will be based on this. Failure to provide the insurer correct information may impact a claim outcome, so it’s important to get this right.

Does the guest accommodation occupy more than 50% of your residential property?*

YESNO

Commencement date of insurance*

Name of Insured*

Contact Name

if different from Insured Name

Date of Birth of Oldest Insured*

Email*

Mobile Phone*

Insured Property Address*

Please include Suburb, State & Postcode

Other than Guest Accommodation, are there any other business activities conducted from the home?*

YESNO

If yes, please describe:*

What is the estimated Annual Income (before expenses) of your guest accommodation business?*

Do you ever rent out the whole home to short stay Paying Guests?*

NOYES

Is the home in good condition? Is it watertight, structurally sound, secure and well maintained?*

YESNO

Property type:

What floor is your apartment on?*

Describe the guest accommodation at your property. Does it have a separate entrance? Any shared common areas?*

Is the guest suite in a granny flat, or under the same roof as the family home? Does it have a separate entrance? Are there any shared areas?

What best describes your home?*

Built on a concrete slabBuilt on Foundations/StumpsBuilt on Poles

What is the majority of the outside of the building you live in made of?*

What is the Roof made of?*

Number of levels*

123+

What is the lowest floor in your home?*

House/Unit: Ground or below groundUnit: 1st or 2nd floorUnit: 3rd - 6th floorUnit: 7th floor or above

What year was your home ORIGINALLY built (excluding renovations)?*

If built before 1960, in what year was the Building last...

	YEAR
Rewired
Replumbed
Re-roofed

Is the property Heritage Listed on a state Heritage register?*

YESNOOther (please explain)

Are there any solar panels on the roof?*

YESNO

How close is the property located to bushland/grassland/farmland?*

Backs/fronts onto or surrounded by bushland/grassland/farmland1 street back from bushland/grassland/farmland2 to 5 streets back from bushland/grassland/farmlandNowhere near bushland/grassland/farmland

Is the home on more than 2 hectares of land (5 acres)?*

YESNO

Is the property connected to town water?*

YESNO

How many bathrooms/ensuites (private & guest areas)?*

How many bedrooms (private & guest areas)?*

What best describes security on the property's externally accessible DOORS?*

NoneDeadlocks onlyKeycard access onlyDeadlocks & Keycard access

What best describes security on the property's accessible WINDOWS?*

Alarm security*

NoneUnmonitored (sounds local alarm only)Monitored (connected to security service)

Which of the following do you have in your home?

Smoke detectorsA fire blanketA fire extinguisher

How is the home occupied:*

Owner occupiedTenant renting the home

Is this your primary residence?*

YESNO

Is the Building covered under Strata?*

NOYES

How much would it cost to replace your home BUILDINGS and all structures on the property? *

Replacement value of all structures on the property, not including land value. Not sure what your Buildings are worth? Use the calculator below.

< CLICK HERE FOR BUILDING VALUE CALCULATOR >

DISCLAIMER: Please note that this valuation tool does not belong to Ceneta. The link takes you to the Cordell building valuation website, and is one of many valuation calcuators available online.

If you have a mortgage, what is the name of your financial institution?

Within the last 12 months have your gutters and drains been cleaned so they are free of debris? (In the event of water ingress from blocked gutters and drains, a $2,500 deductible will apply to the claim).*

YESNO

How much would it cost to replace all of your home CONTENTS and personal effects?*

The replacement value of all portable furnishings, carpets and window coverings

Do you need to insure item/s of jewellery, watches or an item containing gold and/or silver worth more than $2,500 for any one item, pair, set or collection?*

YESNO

Please provide a full description of these items together with their replacement value:

	Item Description	Value
Item #1
Item #2
Item #3
Item #4
Item #5

When jewellery is not being worn, is it kept in a locked safe, fixed to the wall or floor?*

YESNO

Do you ever leave these valuables at home when you are away from the house?*

YESNO

Do you need to insure Contents items worth more than $2,000 for any one item or $5,000 for any one claim?*

	Yes	No
a document/s; a collection or set other than referred to in the previous question
a curio; a picture; a painting or other work of art;
an oriental rug or carpet or similar rug or carpet;

Please provide a full list of these items together with their replacement value:

	Item Description	Value
Item #1
Item #2
Item #3
Item #4
Item #5

Do you need to insure UNSPECIFIED Portable Contents away from home? (Mobile Phones are not covered)

No, I don't need portable coverMaximum of $1,000 any one item or $3,000 any one claimMaximum of $1,500 any one item or $5,000 any one claim

Do you need to insure SPECIFIED Portable Contents away from home? (Mobile Phones are not covered)

YESNO

Please provide the following details of Specified Portable contents

	Item Description	Value
Item #1
Item #2
Item #3
Item #4
Item #5

Would you like comprehensive ACCIDENTAL DAMAGE cover?*

YESNO

Do you need to insure more than $1,000 cash on the premises at any one time?*

YESNO

What is the maximum amount of cash on premises at any one time?*

Would you like to insure your TURNOVER so that if your business was unable to operate due to damage to the property insured under this policy you would receive the income lost as a result of that damage?*

YESNO

How many Property claims have you had in the last 3 years?*

01 or more

Please provide details:*

	Date of claim	Amount	Claim details
Claim #1
Claim #2
Claim #3
Claim #4
Claim #5

What level of Excess would you like to pay in the event of a claim?*

$500$750$1,000

Do you currently have insurance on this property?*

YESNO

If yes, how long have you had the property insured?*

0 - 1 year1 - 5 years5 - 10 yearsMore than 10 years

If yes, who is the current insurer?*

Do you have a SWIMMING POOL?*

YESNO

Does the swimming pool and pool fencing meet Council requirements?*

YESNO

Does the home have a BALCONY/s accessible to Paying Guests?*

YESNO

Does the balcony/s meet Council requirements?*

YESNO

Does the home have an indoor wood burning FIREPLACE that Paying Guests can use?*

YESNO

Do you provide instructions on safe use of the fireplace to minimise injury or fire spreading beyond the fireplace?*

YESNO

Does the home have a FIRE PIT that Paying Guests can use? (Please note that the insurer does not allow fire pits so a YES answer will trigger a decline)*

YESNO

What is the maximum number of Paying Guest allowed to stay at any one time?*

Do you vacate the property when guests are in residence?*

No. I'm always in residence when I have guestsI am sometimes away for LESS than 7 daysI am sometimes away for MORE than 7 days

Please provide details*

Is the property ever managed by a LICENCED property management agent?*

Never, I manage the property myselfSometimes if I am awayAt all times

Do you provide Paying Guests with instructions about the use of the premises, evacuation procedures and emergency contact details?*

YESNO

Would you allow Paying Guests to use your home as a party venue?*

YESNO

When Paying Guests are in residence are your valuables and identity documents kept secure?*

YESNO

Have you ever had an Insurer:*

	Yes	No
decline, refuse to renew, cancel or impose special terms or conditions on any proposal, renewal or policy held by you?

Disclosure questions*

	Yes	No
Have you ever had any criminal charges and/or convictions?
Have you ever been declared bankrupt?

If yes, please provide details:*

Any other information that we might need to give you an accurate quote?

What happens next?

We will use your supplied information to find insurance that provides the best coverage and value for you and your situation. We will then email your quote with supporting documents. We aim to get your quote back to you within 1 business day, depending on time received. Please allow extra time during public holidays.

Got questions? We are only a phone call away.

1300 158 911

Ceneta Insurance Services Pty Ltd ABN: 78 133 436 254
Authorised Representative No: AR 332815 of PSC Connect Pty Ltd
ABN 23 141 574 914 | AFS License No 344648

Tell us about your home

Security

Fire Protection

Tell us about your Building

Tell us about your Contents

Portable Contents

Tailor your Cover - additional premiums may apply

Claims History

Further Information

Declarations